Transforming Bold Ideas Into
businessesThat Flourish

We help ambitious women entrepreneurs in Arusha transform their vision into reality—combining accessible savings and credit services with world-class support to build stronger, smarter businesses with lasting impact.

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1,200+
Active Members
TSh 2B+
Loans Issued
1,800+
Savings Accounts
15+
Years of Service
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Our Story

Empowering Women
Since 2003

AWIB SACCOS was born from the vision of women entrepreneurs who recognized the need for accessible financial services. What started as a community initiative has grown into one of Tanzania's most respected women-led cooperative societies.

Our Mission

Officially registered under the Tanzania Cooperative Development Commission, we transform lives by providing financial support, fostering entrepreneurship, and building stronger communities across Arusha.

2003

Founded

Established by visionary women entrepreneurs in Arusha

1200+

Active Members

Women entrepreneurs across Arusha region

TZS 2B+

Institutional Capital

Grown from humble TZS 200,000 beginning

TZS 4B+

Loans Disbursed

Supporting women-led businesses and dreams

Learn More About UsView Our Impact
Women entrepreneurs meeting
Business planning session
Financial empowerment

21 Years of Service

Transforming communities

98%
Success Rate

How we do it?

Most financial institutions fail because they skip steps or get stuck in planning. Our four-phase approach keeps things moving from idea to implementation.

01

Smart Savings Solutions

Discover flexible savings options designed for every stage of life. From mandatory savings that grow your wealth steadily, to Toto Junior savings that secure your children's future, and elderly savings for comfortable retirement planning.

Mandatory Savings with competitive returns
Toto Junior - Children's future planning
Elderly Savings - Retirement security

Your Journey to Membership

Follow the trading-style path to become a member of AWIB SACCOS and unlock your financial potential.

1

Visit Our Office at Summit Centre

Located at Summit Centre, Dodoma Road, Arusha. Open Monday-Friday 8AM-5PM, Saturday 8AM-1PM. Bring a valid ID for registration.
2

Required Verification Documents

• 4 passport-size photos • Voter ID, National ID, or Passport • Choose any one valid ID document
3

Membership Application Process

• Personal information form • Employment details • Next of kin information • Signature and oath taking
4

Share Purchase Requirements

• 1 share = TSh 100,000 • Minimum: 1 share • Maximum: 10 shares • Payment: Cash or bank transfer • Shares earn annual dividends
5

Membership Joining Fee

• Joining fee: TSh 150,000 • One-time payment only • Payment: Cash or bank transfer • Includes all membership benefits

Ready to Start Your Journey?

Visit our office at Summit Centre, Arusha and begin your path to financial empowerment.

Get in Touch

We'd Love to Hear From You

Have questions about our services or want to join AWIB SACCOS ? Fill out the form below and our team will get back to you soon.

Let's Connect

Visit Our Office

Summit Centre, Arusha

Monday - Friday: 8:00 AM - 4:00 PM

Call Us

+255 758 533 181

Available 24/7 for emergencies

Email Us

info@awib-saccos.com

We respond within 24 hours

Business Hours

Mon - Fri: 8:00 AM - 4:00 PM

Weekends: Closed

Join Our Growing Community

1,000+

Members

2

Branches

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