From bold ideas
to businesses
that flourish.
We help ambitious women entrepreneurs in Arusha transform their vision into reality—combining accessible savings and credit services with world-class support to build stronger, smarter businesses with lasting impact.
Ready to Join?
Start your journey with AWIB SACCOS
Empowering Women
Since 2003
AWIB SACCOS was born from the vision of women entrepreneurs who recognized the need for accessible financial services. What started as a community initiative has grown into one of Tanzania's most respected women-led cooperative societies.
Officially registered under the Tanzania Cooperative Development Commission, we transform lives by providing financial support, fostering entrepreneurship, and building stronger communities across Arusha.
Founded
Established by visionary women entrepreneurs in Arusha
Active Members
Women entrepreneurs across Arusha region
Institutional Capital
Grown from humble TZS 200,000 beginning
Loans Disbursed
Supporting women-led businesses and dreams
21 Years of Service
Transforming communities
How we do it?
Most financial institutions fail because they skip steps or get stuck in planning. Our four-phase approach keeps things moving from idea to implementation.
Smart Savings Solutions
Discover flexible savings options designed for every stage of life. From mandatory savings that grow your wealth steadily, to Toto Junior savings that secure your children's future, and elderly savings for comfortable retirement planning.
Comprehensive Loan Portfolio
Access 13+ specialized loan products designed for every financial need. From instant ChapChap loans to long-term business funding, we offer competitive rates and flexible terms.
Amana Deposits
Store your funds safely with our Amana deposit scheme with no withdrawal charges. Access your money when you need it without any additional fees.
Smart Savings Solutions
Discover flexible savings options designed for every stage of life. From mandatory savings that grow your wealth steadily, to Toto Junior savings that secure your children's future, and elderly savings for comfortable retirement planning.
What Our Members Say
Real experiences from real women who transformed their dreams into successful businesses
"I have never faced any challenges when applying for a loan from Arusha Women in Business SACCOS, and even the interest rates on loans are low. The growth of my business is a result of the loans I receive from Arusha Women in Business SACCOS. I warmly invite my fellow women to join Arusha Women in Business SACCOS—you won't regret it; it is truly excellent."
Marry Mgonja
Member
"My name is Irene Manzi, and I am the owner of Irene Bakery and Fast Food in Arusha. As you see me here, I have achieved great success through Arusha Women in Business SACCOS. I sincerely thank them for their financial support, and I warmly invite my fellow women to join Arusha Women in Business SACCOS for all their financial and capital needs."
Irene Manzi
Member
Irene Bakery and Fast Food
"I have never faced any challenges when applying for a loan from Arusha Women in Business SACCOS, and even the interest rates on loans are low. The growth of my business is a result of the loans I receive from Arusha Women in Business SACCOS. I warmly invite my fellow women to join Arusha Women in Business SACCOS—you won't regret it; it is truly excellent."
Marry Mgonja
Member
"My name is Irene Manzi, and I am the owner of Irene Bakery and Fast Food in Arusha. As you see me here, I have achieved great success through Arusha Women in Business SACCOS. I sincerely thank them for their financial support, and I warmly invite my fellow women to join Arusha Women in Business SACCOS for all their financial and capital needs."
Irene Manzi
Member
Irene Bakery and Fast Food
Ready to Share Your Success Story?
Join thousands of women entrepreneurs who have transformed their lives with AWIB SACCOS
Your Journey to Membership
Follow the trading-style path to become a member of AWIB SACCOS and unlock your financial potential.
Visit Our Office at Summit Centre
Required Verification Documents
Membership Application Process
Share Purchase Requirements
Membership Joining Fee
Ready to Start Your Journey?
Visit our office at Summit Centre, Arusha and begin your path to financial empowerment.
We'd Love to Hear From You
Have questions about our services or want to join AWIB SACCOS? Fill out the form below and our team will get back to you soon.
Let's Connect
Visit Our Office
Summit Centre, Arusha
Monday - Friday: 8:00 AM - 4:00 PM
Call Us
+255 758 533 181
Available 24/7 for emergencies
Email Us
info@awib-saccos.com
We respond within 24 hours
Business Hours
Mon - Fri: 8:00 AM - 4:00 PM
Weekends: Closed
Join Our Growing Community
1,000+
Members
2
Branches