Join AWIB SACCOS

Become a Member

Join thousands of women entrepreneurs building financial independence through savings, loans, and investments in Tanzania's leading women's SACCOS.

5 Simple Steps

Membership Process

Follow these simple steps to become a member of AWIB SACCOS and start your journey to financial empowerment.

Visit Our Office

Summit Centre - Dodoma Road, Arusha

30 minutes
Located at Summit Centre, Dodoma Road, Arusha. Open Monday-Friday 8AM-5PM, Saturday 8AM-1PM. Bring a valid ID for registration.

Submit Documents

Required verification documents

15 minutes

Complete Application

Fill membership form

20 minutes

Purchase Shares

Minimum 1 share required

10 minutes

Pay Joining Fee

One-time membership fee

5 minutes

Total Process Time: ~80 minutes

Complete your membership application in just over an hour. Our friendly staff will guide you through each step.

Requirements

Membership Requirements

Everything you need to know about joining AWIB SACCOS. Simple requirements for extraordinary benefits.

Documentation

Valid Identification

Choose ONE: Voter ID, National ID, or Passport

Passport Photos

4 recent passport-size photographs

Employment Details

Information about your current occupation/business

Next of Kin

Contact details of emergency contact person

Financial Requirements

Share Capital

TSh 100,000+

Minimum 1 share @ TSh 100,000 (Maximum 10 shares)

Joining Fee

TSh 150,000

One-time membership registration fee

ID Processing

TSh 10,000

Member identification card processing fee

T-Shirt

TSh 15,000

Official AWIB SACCOS branded t-shirt

Joining Form

TSh 5,000

Official membership application form

Passbook

TSh 5,000

Personal account passbook for transactions

Total Minimum

TSh 285,000

Combined minimum amount to start membership

Eligibility Criteria

Gender Requirement

Open to all women entrepreneurs and business owners

Age Requirement

Must be 18 years or older

Business Interest

Engaged in or planning to start a business/enterprise

Optional

Residency

Preferably within Arusha region for easier access

Optional

Payment Methods

Cash Payment

Pay directly at our office

Available

Bank Transfer

Transfer to our business account

Available

Mobile Money

Pay via M-Pesa or other mobile platforms

Available

Important Notes

  • • All documents must be original and valid
  • • Share capital earns annual dividends based on SACCOS performance
  • • Joining fee is non-refundable but includes lifetime membership benefits
  • • Additional shares can be purchased later up to the maximum limit
Member Benefits

Why Choose AWIB SACCOS?

Join thousands of women entrepreneurs who have transformed their financial lives.

Financial Benefits

Annual Dividends

Earn competitive returns on your share capital based on SACCOS performance

Savings Accounts

Multiple savings products with attractive interest rates and flexible terms

Business Loans

Access affordable loans for business expansion and working capital

Investment Opportunities

Participate in group investments and wealth-building initiatives

Educational & Support

Financial Literacy

Free training on financial management, budgeting, and business planning

Networking Events

Connect with fellow women entrepreneurs and business leaders

Business Mentorship

Access to experienced mentors and business development support

Skills Development

Workshops on entrepreneurship, digital marketing, and leadership

Governance & Community

Voting Rights

Participate in democratic decision-making and leadership elections

Community Support

Access to emergency assistance and community welfare programs

Insurance Coverage

Group insurance benefits and risk protection schemes

Leadership Opportunities

Chance to serve on committees and take leadership roles

Join Our Success Stories

"AWIB SACCOS helped me grow my business from a small shop to a thriving enterprise. The financial support and training have been life-changing."

- Mary J., Member since 2019
Ready to Start?

Start Your Membership Journey

Visit our office at Summit Centre, Arusha to begin your path to financial empowerment.

Summit Centre

Dodoma Road, Arusha

Mon-Fri: 8AM-5PM

Saturday: 8AM-1PM

Call for Info

Quick consultation