Savings Solutions

Secure Your
Financial Tomorrow

Build wealth systematically with our flexible savings products designed to grow your moneyand secure your family's future

Our Savings Products

Choose the savings product that best fits your financial goals and life situation.

Foundation Savings

Mandatory Savings

Required savings for all AWIB SACCOS members to build financial foundation and eligibility for other services.

Key Features

  • Required for all members
  • Builds membership standing
  • Foundation for loan eligibility

Benefits

  • Access to loan products
  • Membership benefits
Youth Savings

Toto Junior Savings

Specialized savings program designed for children and youth to encourage early financial literacy and savings habits.

Key Features

  • Youth-focused program
  • Educational component
  • Parental guidance support

Benefits

  • Early financial education
  • Future security planning
Targeted Savings

Goal-Based Savings

Customizable savings plans designed to help you achieve specific financial goals with structured saving approach.

Key Features

  • Customizable goals
  • Structured saving plans
  • Progress tracking

Benefits

  • Achieve specific goals
  • Disciplined saving
Senior Savings

Elderly Savings

Special savings program for senior members with enhanced benefits and flexible terms for retirement planning.

Key Features

  • Senior citizen focus
  • Enhanced interest rates
  • Flexible withdrawal terms

Benefits

  • Higher interest rates
  • Flexible access

Why Choose AWIB SACCOS Savings?

Build financial discipline, secure your future, and unlock opportunities through our comprehensive savings programs designed to cultivate healthy saving habits and support your financial growth.

Loan Eligibility

3x

Build your savings to qualify for various loan products up to 3 times your savings amount, creating pathways to achieve your bigger financial goals.

Financial Discipline

Develop a consistent saving habit that builds financial discipline and helps you achieve long-term financial stability.

Secure & Protected

Your savings are safe with our robust security measures and regulatory compliance, ensuring peace of mind for all members.

Community Building

Be part of a supportive community where collective savings create opportunities for mutual growth and prosperity.

Flexible Access

Enjoy convenient access to your funds when you need them most, with flexible withdrawal options that suit your needs.

Emergency Preparedness

Build a financial safety net that prepares you for unexpected expenses and provides security for your family.

Goal Achievement

Turn your financial dreams into reality by systematically saving towards specific goals like education, business, or home ownership.

Member Benefits

Access special member privileges including welfare support, training programs, and community development initiatives.

Ready to Start Saving with Us?

Join AWIB SACCOS today and take the first step towards financial security and growth. Our friendly team is here to guide you through every step of your savings journey.

How to Get Started

1

Visit Our Office

Come to our headquarters with required documents

2

Complete Application

Fill out membership and savings account forms

3

Make First Deposit

Start your savings journey with initial deposit

4

Start Saving

Begin building your financial future with us

Required Documents:

  • Valid National ID or Passport
  • Passport-size photographs (2)
  • Proof of income/employment
  • Initial deposit amount